Credit scam. Story

Credit scam. Story.


- Boss! Everything is going great!  Ten million people are scammed! In just one week!.. Two hundred and fifty billion taken away from ordinary citizens! But there is a terrible noise now: several famous people are suffered!... What to do, Boss?!!..

The Boss walked around the huge office on the 500th floor. He went to the open window.

Little figures were running around below.

- Hey you! Come here! Yes, you... you..!

A few minutes later, the figure was standing on the threshold of the office.

- Report, guy!

- My name is Vanya. I graduated from the Main Courses for Young Patriots! I'm working on the Program of Universe Improvement!

- Fraudsters are ripping off tens of millions of people. They take out loans (credits) in other people's names and appropriate (to themselves) the money they receive. And ordinary people are left with debts. What are your ideas, your suggestions?

- The Deputy Minister - Chief State Credit Registrar maintains the Unified State Credit Registry. Every citizen has the right to write a statement with his refusal to take out loans. His name is included in this Registry. The Chief State Credit Registrar issues him a Notification of Inclusion in the Registry. All credit institutions (in accordance with the requirements of the Law) request the Registry (Registrar). Credit institution issues a loan only if the citizen is not listed in such the Registry.

- You're fired! Get out. You'll work for two months with our guests, who are sweeping the streets!

The Boss approached the open window again.

- Hey you, come here!

A few minutes later, the figure appeared on the threshold of the office.

- Speak!

- My name is Andryusha. I have completed my studies at the School of Young Geniuses and I am working on the "Make the Financial System Great Again" Program.

- How to defeat credit fraudsters? What are your thoughts, your suggestions?

- An ordinary citizen has the right to write an application with his refusal to receive loans. Five Accounting and Credit Colloquiums fixes his application, and each such organization issues him a certificate that he is included in the lists of each such Colloquium. Credit organizations (banks and others) request these five Accounting and Credit Colloquiums before issuing a loan. They issue a loan if a citizen is not included in their lists.

- What is the meaning of your idea?

- Now there are Five Accounting and Credit Colloquiums. We will create the Sixth Accounting and Credit Colloquium, - in his list citizens who have submitted applications earlier will not be included. And we will cheat another hundred million people - with the withdrawal (collecting) of one trillion rubles.

- And how will we explain new frauds - after the precaution measures been taken?

- Firstly, we are not responsible for anything. Accounting and Credit Colloquiums are responsible. Well, maybe the banks too. Secondly, we will explain that nothing new is happening, - all similar has always been in past: "The scammers have found a loophole in the laws again", "There was a failure in the computer system", "An employee made a mistake [you can defend your rights – you may to start a complaining]"...

- Okay! Go to the fourth floor and tell them that I have ordered to appoint your candidacy to a significant position. You are free!

The Boss walked around the office. Right personnel is a key to all problems!

The couriers began to bring huge sports bags with money into the Boss’ office.


September 05, 2025 02:50


Translation from Russian into English: September 05, 2025 06:30
Владимир Владимирович Залесский “ Кредитное кидалово. Рассказ. ”


{3725. Кредитное кидалово. Рассказ. - 5 сентября 2025 г.
MMMDCXCVI. Credit scam. Story. - September 5, 2025.

Vladimir Zalessky Internet-bibliotheca. Интернет-библиотека Владимира Залесского}